Over the last 18 years, Victor has helped individuals, families, and businesses reduce taxes, eliminate debt, and increase their tax-free spendable income by creating custom financial/retirement plans that are bulletproof. Victor works with an advanced team of advisors across the United States to make sure every plan is optimized in accordance with the Tax laws of respective state he works in. Using cutting-edge technology, tools, software, and open architecture resources, Victor ensures a client-first focus. The current industry has and continues to focus on profit rather than putting clients first. We avoid this by making sure we can bring only the best carriers in the industry to help our clients achieve their goals.  Everything Victor does is driven by a client-first focus. He takes the guesswork out of financial/retirement planning by giving his clients a clear picture of where they are going.