For 18 years, Victor has helped families and businesses eliminate debt and increase their tax-free income by creating bulletproof custom financial/retirement plans. Victor works with top advisors across the United States to ensure every plan is optimized in accordance with applicable state tax laws. Using cutting-edge technology, tools, software, and open architecture resources, Victor provides a client-first focus rather than focusing on profit like so much of the industry. Victor and his team avoid this by bringing only the best carriers in the industry in to help their clients achieve their goals. Victor takes the guesswork out of financial/retirement planning by giving his clients a clear picture of where they are going, and how to prepare for getting to their desired income in retirement.